Terms of Service

Last updated: April 17, 2026

Welcome to the Checkers Truck Insurance Services website. By accessing or using our website at checkersinsurance.com, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website.

1. Services

Checkers Truck Insurance Services is a licensed insurance brokerage (CA License #0D92156) that provides commercial trucking insurance quotes and policy placement services. We connect trucking businesses with insurance carriers to find competitive coverage. We are not an insurance carrier — we are a broker that shops your risk across multiple markets on your behalf.

2. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the site in any way that violates applicable local, state, or federal law
• Submit false or misleading information through our quote forms
• Attempt to gain unauthorized access to any part of the website
• Use automated systems (bots, scrapers) to access the site without our written permission
• Interfere with or disrupt the website or its servers

3. Quote Requests and Insurance Information

Information provided through our quote forms is used to obtain insurance quotes from our carrier partners. By submitting a quote request, you authorize Checkers Truck Insurance Services to:

• Share your information with insurance carriers for the purpose of obtaining quotes
• Contact you by phone, email, or text message regarding your quote request
• Access publicly available records (MVR, CSA scores, FMCSA data) relevant to your insurance application

All quotes are estimates and subject to final underwriting approval by the issuing carrier. Actual premiums may differ from initial quotes based on underwriting review.

4. SMS/Text Messaging Terms

By providing your phone number and checking the SMS consent box on our quote form, you agree to receive text messages from Checkers Truck Insurance Services. Message frequency may vary. Standard message and data rates may apply.

• Opt-Out: Reply STOP to any message to unsubscribe from future text messages
• Help: Reply HELP or contact us at (909) 824-6500 or customerservice@checkersinsurance.com for assistance
• SMS opt-in data and consent will not be shared with third parties for marketing purposes
• Consent to receive text messages is not a condition of purchasing insurance

5. Privacy

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Checkers Truck Insurance Services and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without our written permission.

7. Disclaimer of Warranties

This website and all information provided on it are offered "as is" and "as available" without any warranties of any kind, either express or implied. Checkers Truck Insurance Services does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Insurance information provided on this website is for general informational purposes only and does not constitute professional insurance advice. Specific coverage recommendations should be discussed with a licensed insurance professional.

8. Limitation of Liability

To the fullest extent permitted by law, Checkers Truck Insurance Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or our services.

9. Indemnification

You agree to indemnify and hold harmless Checkers Truck Insurance Services, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of this website or violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of San Bernardino County, California.

11. Changes to Terms

We may update these Terms of Service from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

12. Contact

If you have any questions about these Terms of Service, please contact us:

• Phone: (909) 824-6500
• Email: customerservice@checkersinsurance.com
• Address: 3990 Concours St. STE 305, Ontario, CA 91764