Commercial Trucking Insurance

Products & Services

Choosing trucking insurance from Checkers Truck Insurance Services means choosing from a wide range of coverage that protects you, your equipment, and your truck. Select from options including Auto Liability, Motor Truck Cargo, General Liability, Physical Damage, Roadside Assistance, and many more. If you're interested in a coverage not listed here, contact us 24/7 by email at customerservice@checkersinsurance.com or call (909) 824-6500.

Auto Liability

Auto Liability pays for bodily injury and property damage to the driver or passengers of the other vehicle. Auto Liability policies can be written to best suit your company's needs. Examples of the types of liability coverage we can provide are scheduled auto, gross receipts, or gross mileage. The coverage can be written in a package or monoline.

Physical Damage

Physical Damage covers your truck and trailer. It's referred to as comprehensive and collision coverage — sometimes specified perils. Most insurance companies ask for a "stated value" of what your truck and trailer are worth so the policy pays out appropriately in the event of a total loss.

Motor Truck Cargo

Cargo Insurance covers the property being transported by the trucker. Coverage and limits vary based on the type of commodity being hauled and the value necessary to cover the load. We can discuss your needs in order to offer you the best company for the most competitive price. Most shippers require proof of cargo coverage before they'll load your truck.

General Liability

General Liability is coverage for an insured not related to driving the truck, but when negligent acts or omissions result in bodily injury or property damage on the premises of a business or yard. Trucker's general liability covers the premise and follows the trucker wherever they travel.

Trailer Interchange

Trailer Interchange is physical damage insurance on trailers that a truck is pulling or is under the control of that trucking company — and that is not owned or leased for the restricted use of the trucking company. Coverage applies as comprehensive (fire, theft, etc.) and collision/overturn to a trailer pulled by a trucking company under an agreement (i.e., non-owned trailer).

Non-Owned & Hired Auto Coverage

Non-Owned & Hired Auto Liability covers bodily injury and property damage caused by a vehicle you hire (including rented or borrowed vehicles) or caused by non-owned vehicles (vehicles owned by others, including vehicles owned by your employees).

Types of Risks We Insure